The author and publisher disclaim any responsibility for any liability, loss or risk, which may arise as a consequence, directly or indirectly, from the use and application of any of the ideas, strategies or techniques in this book. Although we have made the best efforts to provide the most accurate and up to date information, no warranty or guarantee is given regarding the accuracy, reliability, veracity, or completeness of the information provided herein. If particular stocks and investments are mentioned, they are mentioned only for illustrative and educational purposes. We do not recommend any particular stocks, investments or securities of any kind. The author and publisher are not stockbrokers, broker dealers, or registered investment advisors. It is not a recommendation to purchase or sell any of the securities, businesses or investments discussed herein. DISCLAIMER This book contains the ideas and opinions of the author.

Khoo Illustrations, Design & Layout: Tan Mui Siang & Susan Lua Printed in Singapore by Seng Lee Press Pte Ltd Printed on excel bulky satin made from total chlorine free pulp, environmentally friendly paper. Copyright�2006 by Adam Khoo ISBN 981-05-5284-X Cover by Jason Chua Edited by Betty L. This book is sold subject to the condition that it shall not, by way of trade or otherwise, be lent, re-sold, hired out or otherwise circulated without the publisher's prior consent in any form of binding or cover other than that in which it is published and without a similar condition including this condition being imposed on the subsequent purchaser. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of Adam Khoo Learning Technologies Group Pte Ltd.

Published by Adam Khoo Learning Technologies Group Pte Ltd 10 Hoe Chiang Road #0101 Keppel Towers Singapore 089315 First published 2006 All right reserved. Secrets of Self-Made Millionaires How You Can Create an Extraordinary Income and Build a Million-Dollar Net Worth.

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